Tuesday, January 27, 2009

Looking at buying a home? Are you ready?

Buying a home - are you ready?

Here are a few questions you need to ask yourself when deciding if buying a home is right for you.

  • Do I have a steady source of income (usually a job)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable?

  • Do I have a good record of paying my bills?
  • Do I have few outstanding long-term debts, like car payments?

  • Do I have money saved for a down payment
  • Do I have the ability to pay a mortgage every month, plus additional costs?

If you can answer "yes" to these questions, you are probably ready to qualify for a mortgage loan to finance buying a home.

Call us today and we can get you on the road to owning your dream home.

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